Who this service is for
- Salaried borrowers under EMI stress
- Self-employed / MSME borrowers facing lender pressure
- Borrowers with multiple loan exposures across banks and NBFCs
Common situations we see
- Overdue EMIs and prolonged repayment stress
- One-time settlement (OTS) discussions
- Lender communication and documentation issues
- Pre-legal and legal notice situations
How Athena Legal Solution LLP can help
- Confidential consultation and document review
- Position paper framing the hardship clearly
- Communication support with the lender
- Settlement letter and closure documentation review
Documents usually required
- Loan agreement and sanction letter
- Repayment schedule and recent statements
- Any communication, demand letters, or legal notices received
- Hardship-supporting documents (job loss, medical, business loss)
Our process
- Confidential consultation
- Case and document review
- Strategy planning
- Communication and negotiation support
- Settlement documentation review
- Closure guidance